Choose ATMs Wisely: Use ATMs located in well-lit, populated areas or inside buildings with controlled access. Avoid isolated or poorly lit ATMs, especially at night.
Inspect the ATM: Before using the ATM, check for any suspicious devices attached to the card slot or keypad. If anything looks out of place or damaged, use a different ATM and report it to the bank.
Protect Your PIN: Shield your PIN with your hand or body while entering it, to prevent anyone from seeing or recording it. Memorize your PIN instead of writing it down.
Be Aware of Your Surroundings: Stay alert and aware of who is around you while using the ATM. Avoid distractions such as talking on the phone or wearing headphones.
Complete Transactions Quickly: Have your card ready and know your transaction details before approaching the ATM. Once your transaction is complete, immediately take your card, cash, and receipt.
Secure Your Card and Cash: Put your card, cash, and receipt away securely before leaving the ATM. Avoid counting your money at the ATM or in public view.
Monitor Your Account: Regularly check your bank statements and transaction history for any unauthorized transactions. Report any discrepancies to your bank immediately.
Use ATMs Inside Banks During Business Hours: If possible, use ATMs located inside bank branches during business hours, as they are generally safer and monitored.
Be Cautious of Strangers: Avoid assistance from strangers at the ATM, even if they seem helpful or friendly. If you feel uneasy or threatened, cancel your transaction and leave immediately.
Report Suspicious Activity: If you notice anything suspicious or unusual at an ATM, such as someone loitering nearby or tampering with the machine, report it to the bank and local authorities.
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